Locally Owned & Operated
Meet the Team at LW Integrity Funding, LLC
Proudly based in Amherst, NY, the team at LW Integrity Funding. brings local expertise and a strong commitment to client care. As a woman-owned mortgage broker , we serve clients across New York State, offering personalized mortgage solutions for purchases and refinances.
We prioritize clear communication, integrity, and a customer-first approach to ensure that your mortgage experience is as smooth and stress-free as possible. Whether you’re buying your first home or refinancing, trust our team to guide you every step of the way.
What We Provide
Our Loan Officers
Recognitions
Top Volume Mortgage Brokers In The Country In 2020
Our History
Founded in 2005 by mother-daughter team Bobbie Lindner and Jeanne Wiles, LW Integrity Funding, LLC offers complete mortgage brokerage services. Our company was formed on the idea of putting the customer first. We pride ourselves on providing unrivaled customer service and support. Each of our services is custom-tailored to the individual needs and goals of our clients. Our focus is not on the bottom line — it is on your satisfaction.
Bobbie and Jeanne started our company with the desire to exceed the expectations of our customers. They had worked together since 1998 and observed how other companies favored the bottom line over their customer’s needs. They were dedicated to building the culture our team has worked so hard to create. Wanting to do their own thing and focus on building relationships, Bobbie and Jeanne struck out on their own, forming LW Integrity Funding, LLC.
After almost 50 years of being in the real estate and mortgage industry, Bobbie passed the torch to her daughter, Jeanne, in 2018, making her the sole owner of the company. Unfortunately, Bobbie passed away in 2020.
Get Started On Your Pre-Approval
Frequently Asked Questions
How long does it take to get pre-approved?
Do I need to put 20% for a mortgage?
What is an escrow account?
An escrow account is managed by your mortgage broker or servicer and is used to hold funds for recurring housing-related expenses.
Purpose:
It ensures that property taxes, homeowners insurance, and other essential payments are made on time.
How It Works:
- Each month, a portion of your mortgage payment goes into the escrow account.
- The broker uses the funds in the account to pay your property taxes and insurance premiums when they come due.
- This helps protect both you and the broker from lapses in these critical payments.
Escrow Account for the Earnest Money Deposit
This type of account is used during a real estate transaction to hold your earnest money deposit securely.
Purpose:
It shows the seller that you’re serious about buying the property while protecting your deposit until all conditions of the sale are met.
How It Works:
- After your offer is accepted, the earnest money is deposited into an escrow account managed by a neutral third party (escrow agent).
- The funds stay in this account until closing, at which point they are applied toward your down payment or closing costs.
- If the sale falls through due to contingencies not being met, you will get your deposit back, depending on the terms of the agreement.